Holiday B&N MasterCard Holiday B&N MasterCard
Earn a $25 B&N Gift Card2 After Your First Purchase or Balance Transfer
Earn a $25 B&N Gift Card2 After Your First Purchase or Balance Transfer
Earn 5% Back on All Barnes & Noble Purchases2
Earn 2x Points at Restaurants2
Earn 1x Points on All Other Purchases2
Automatically Receive a $25 B&N Gift Card for Every 2,500 Points Earned2
12 Months of FREE B&N Membership2
No Annual Fee1
Your Rewards Begin with a Barnes & Noble $25 Gift Card2

After your first purchase or balance transfer, we'll automatically send you a $25 Barnes & Noble Gift Card. It's our way or saying thank you for becoming a cardmember.

Get 5% Back at Barnes & Noble stores and bn.com2

That's in addition to any other discounts you may receive. Just pay with your Barnes & Noble Mastercard® at any Barnes & Noble store, or online at, and you'll save 5% delivered as a credit on your monthly billing statement - including NOOK and NOOK downloads.

Earn More Barnes & Noble $25 Gift Cards2

Earn two points for every dollar spent at restaurants (excluding Barnes & Noble Café purchases) and one point for every dollar spent on all other purchases (excluding Barnes & Noble purchases). Earn points on everyday purchases like gas and groceries. Every time you reach 2,500 points, you'll automatically receive a $25 Barnes & Noble Gift Card.

12 Months of B&N Membership2

Earned if you spend $7,500 a year on eligible purchases.

No Annual Fee1

There is no annual fee for the Barnes & Noble Mastercard®.

See the Barnes & Noble Mastercard FAQs

1Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Annual Fee is $0.0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 16.99% or 27.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 28.24%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $.50 Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

2Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once.

The Barnes & Noble Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

©2022 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.